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Ralph and Michelle Vartanian standing together outdoors

The people behind the plan

Strategy and care, working side by side.

Ralph and Michelle bring different strengths and shared values to each client relationship. Together, they pair disciplined strategy with genuine care.

Explore their individual stories
Ralph VartanianExperience.
Perspective. Purpose.Michelle VartanianRelationships.
Intuition. Integrity.

Individual stories

Two careers, one client relationship.

Each brings a distinct background to the work. Together, they give clients one coordinated team for the decisions ahead.

Ralph Vartanian

Managing Partner

Ralph Vartanian

Preparation, perspective, and the discipline to stay the course.

Ralph brings more than three decades in the securities industry, along with the perspective of a former golf professional, to wealth, investments, retirement, and business planning.

Read Ralph's story
Michelle Vartanian

Managing Partner

Michelle Vartanian

Listen first. Build the plan. Keep what matters in view.

Michelle has worked in the securities industry since 1982, helping clients connect financial choices with the people, responsibilities, and goals those decisions are meant to support.

Read Michelle's story

Their shared course

A lifetime of perspective, brought to every relationship.

Ralph and Michelle's partnership reaches back to high school. Their story spans golf, family, business, and more than four decades in financial services. That experience shapes a patient, personal approach to the decisions clients face.

  1. 1970s

    A partnership that began early

    Ralph and Michelle met at Minnechaug Regional High School in Wilbraham, Massachusetts, before earning their respective college degrees and beginning their careers.

  2. 1981

    From Massachusetts to Florida

    After marrying, they moved to Florida so Ralph could pursue golf year-round. The discipline, preparation, and perspective of the game remain part of how they think about planning today.

  3. 1982 to 1992

    Complementary careers take shape

    Michelle entered the securities industry in 1982. Ralph built a decade of sales leadership experience before entering the securities industry himself in 1992.

  4. 1998

    Two practices become one

    After building their practices independently, Ralph and Michelle formally joined their businesses at Smith Barney and began serving clients as one coordinated team.

  5. 2026

    RMV Securities LLC

    Decades of shared experience led to RMV Securities LLC in Boca Raton, with securities and advisory services provided through their Kingswood affiliations.

Your next step

Let’s begin with what matters to you.

A financial plan begins with a clear conversation about where you are and where you want to go.

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